Your advantages

1. Card type: Visa Credit
2. Currency: LEI
3. Technology: EVM (embedded chip) and Contactless
4. Validity: 5 years

• Original identity card
• Credit application
• Other documents, as appropriate

Take advantage of the grace period! For the amount of all purchases in shops and on the Internet, paid for with a credit card in the current month and reimbursed in full by the end of the next month, you will NOT pay interest!

The grace period applies if you have no outstanding interest and fees and does not apply to cash withdrawals.

If you are unable to repay the full amount to benefit from the grace period, repay 5% of the amount of credit used and interest each month. This way you avoid penalties and continue to enjoy your credit card.

Representative calculation example:

If you use the entire limit at an OTP Bank ATM, for a credit line of 50,000 lei, for a term of 24 months, with a fixed interest rate of 21.00% per annum and an ATM withdrawal fee of 1.9% of the amount + EUR 0.6, the annual percentage rate (APR) will be 23.09%.

The Bank reminds consumers of their responsibility to repay loans.

Come to any branch with the original documents required

or

Fill in the online form and we will contact you as soon as possible

• By cash deposits at CASH-IN ATMs or OTP Bank counters
• By transfer from current accounts with OTP Bank, via OTP Internet and Mobile Banking
• By interbank transfer from current accounts with other banks, using the Internet/Mobile Banking services of these banks