• Card type: Mastercard credit
• Currency: LEI
• Technology: EVM (built-in chip) and Contactless
• Period of validity: 5 years

• Original identity card
• Credit application
• Other documents, as appropriate

_{*The bank reserves the right to request additional documents.
This information does not constitute a commitment on the part of the bank. For a personalized offer, visit the bank's branches.}

Take advantage of the grace period! For the sum of all purchases in stores and on the Internet, paid with a credit card in the current month and fully refunded by the end of next month, you will NOT pay interest!
The grace period applies if you do not have interest and commission arrears and is not valid for cash withdrawals.

If you do not have the opportunity to return the entire amount to benefit from the grace period, repay monthly at least 5% of the total amount of credit used. This way you avoid penalties and continue to enjoy your credit card.

Representative example: If you use the entire limit at an OTP Bank ATM, for a credit line of 50,000 lei, for a term of 24 months, with a fixed interest rate of 21.00% per annum and an ATM withdrawal fee of 1.9% of the amount + EUR 0.6, the annual percentage rate (APR) will be 23.09%.
The bank warns consumers about the responsibility for repaying loans.

You can charge the card easily and quickly:

• By cash deposits at CASH-IN ATMs or OTP Bank counters
• By transfer from current accounts opened at OTP Bank, via OTP Internet and Mobile Banking
• By interbank transfer from current accounts opened with other banks, using the Internet / Mobile Banking services of these banks

Come to any branch with the original documents requested

or

Fill in the online form and we will contact you as soon as possible